Scheme Notes
Members with Special Class status or Mental Health Officer status may be able to draw their benefits earlier without actuarial reductions.
During each year of active service, your 2015 Scheme pension is reviewed in line with the Consumer Price Index (CPI) plus an additional 1.5%, ensuring the value of your pension remains above inflation.
Additional pension allows you to buy between £250 and £5,000 of extra annual pension, paid either as a lump sum or via regular contributions. It is index-linked both before and after retirement.
The 1995 pension for officers is based on your final year's pensionable pay at retirement, or either of the two preceding years if higher.
Formula for 1995 Scheme: pensionable pay × pensionable membership in days × (1/80 ÷ 1/365) = pension.
If you have an unclaimed 1995 pension and are over 60, you may be missing out on benefits. The 1995 section is now closed — future contributions count only toward the 2015 scheme.
From April 2023, retired members in receipt of 1995 benefits are able to re-join the 2015 NHS pension scheme whilst still in work.
